Products & Services

BrokerAge Division – Casualty Insurance

The Brokerage Division – Casualty Insurance facility at Max Specialty is designed to accommodate risks that are outside the appetite of our Casualty Contract Binding Division. The Brokerage Casualty Team is dedicated to providing you with a first class underwriting facility for most of your primary GL and excess liability needs. We write strictly on a non-admitted basis through selectively appointed wholesale agents and brokers throughout the US. Our underwriting philosophy is one of creativity and flexibility and our underwriters are committed to offering various alternatives to unique excess and surplus lines issues. By providing industry-best service and responsiveness to your needs, we strive to build and maintain long lasting mutually beneficial relationships with our producers. Initially, our operations are located strictly in Virginia but we envision placing underwriting talent in other geographic locations where Max Specialty currently has regional offices.

Recognizing that we are an excess and surplus lines facility, we are committed to working with you to determine an appropriate combination of pricing, attachment point, and terms & conditions to address the wide spectrum of issues in the marketplace.

For excess liability, we will freely write excess of Max Specialty primary GL (and pay an extra point of commission) as well as primary GL written by other companies, subject to a minimum A.M. Best rating of A minus VII or better.

Preferred Classes of Business

Consistent with our individual risk focus, we do not have a “target” or “preferred” list of
classes. We anticipate that our book of business will be heavily represented by classes
such as :

• Contractors
• both general contractors and artisan contractors
• both commercial and residential (some state restrictions)
• OCP and project specific
• Vacant buildings / vacant land
• Manufacturing
• Wholesale distributors
• Real estate schedules / lessors risk
• Special events
• Restaurants (including liquor liability)
• Hotels / motels / resorts
• Importers / exporters
• Nutritional / health supplements (non-pharmaceutical or nuetriceutical)
• Food processing
• Employment staffing agencies
• Equipment rental firms

Classes of Business We Are Not Interested In

• residential construction in the western US
• over-the-road public trucking
• gas / oil / energy accounts
• monoline auto and monocline liquor liability
• extremely high hazard products liability exposures
• professional liability exposures other than miscellaneous

Capacity Utilization

• Primary GL limits up to $1,000,000 / $2,000,000 / $2,000,000
• Excess Liability limits up to $5,000,000
• Excess Liability XS of Primary or XS of another layer
• Higher Excess Liability limits may be available

Please send all submissions to:
Primary General Liability: primarygl@maxspecialty.com
Excess Liability: excessliability@maxspecialty.com

Required Underwriting Information

• cover letter including
• description of operations
• any specifics regarding terms and conditions issues
• quote need-by date
• target pricing
• fully completed ACORD 125 plus appropriate subsections for CGL
  and / or Umbrella
• any required supplemental questionnaires or applications full completed
  (contractors, restaurants, habitational, etc.)
• ideally 5 years but a minimum of 3 years currently valued loss experience, with details on any large ($50,000 + losses)
• website information